Free Tools

Mortgage Calculator

Get a clear picture of what your monthly payment could look like. Adjust the numbers to explore different scenarios, and when you're ready, I'm here to help make it real.

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Estimated Monthly Payment

$2,151.46

Loan amount: $280,000

Payment Breakdown

Principal & Interest
$1,769.79
Property Tax
$291.67
Insurance
$90.00
Kat Foronda

A note from Kat

Numbers can feel overwhelming, and trust me, I get it. That's where my math brain comes in handy! Let me help you make sense of what you can comfortably afford, and we'll find something that fits your life, not just your budget.

Let's Talk Numbersor call (702) 937-0206
Bring to Close

Closing Cost Estimator

Estimate the total cash you'll need at the closing table. This includes your down payment, lender fees, title and escrow costs, and prepaid items like insurance and property taxes.

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$100K$2M
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Estimated Cash to Close

$80,334

Down payment (20%) + $10,334 in closing costs

Cost Breakdown

Down Payment
$70,000
Lender Fees
$4,100
Other Fees
$3,350
Prepaid Costs
$2,884
Down Payment$70,000

Lender Fees

Loan Origination Fee$2,800
Appraisal Fee$500
Credit Report Fee$50
Underwriting Fee$750
Subtotal$4,100

Other Fees

Title Insurance$1,500
Escrow Fee$1,200
Recording Fees$250
Home Inspection$400
Subtotal$3,350

Prepaid Costs

Prepaid Insurance (14 months)$1,260
Prepaid Property Tax (3 months)$876
Prepaid Interest (15 days)$748
Subtotal$2,884
Total Closing Costs$10,334
Down Payment$70,000
Total Cash to Close$80,334
Kat Foronda

A note from Kat

Numbers can feel overwhelming, and trust me, I get it. That's where my math brain comes in handy! Let me help you make sense of what you can comfortably afford, and we'll find something that fits your life, not just your budget.

Let's Talk Numbersor call (702) 937-0206